So here's one for you. No, we still don't have keys even though we were supposed to close last Friday. The Title Co is supposed to build a HUD based on bank instructions then send it back to the bank for approval before we sign, or something like that. Apparently we signed our papers last Friday without the Title Co getting bank approval and of course it was wrong. So now it needs to be adjusted ...and resigned. The Title Co also did not tell the bank last Friday we signed papers so they could fund the loan. They didn't get that call until this morning. The sellers won't cough up the keys early either, they want it to be officially recorded. We were supposed to have carpet replaced today and tomorrow. Now we're running one day behind on that, and possibly two days at this rate! Our furniture will be delivered Friday.